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Does The Navy Pay For Spouses College

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College while in the military

The community scholarships below are not affiliated with Pierce College and are posted here as a resource for students seeking additional funding. If you have any questions about these scholarships, please follow the links to visit the corresponding websites. Pierce College and Pierce College Financial Aid staff do not have any additional information regarding these scholarships.

For Servicemembers

Commissary Exchange Base Privileges

You will find many people on base in the same position as you, and they will become family. Base schools offer unique environments to military children in pre-school and elementary schools on many bases. The no tax and lower than average shopping experience at the grocery store and base stores are also helpful to the monthly budget. Social activities are also prevalent on base and in the surrounding area for the military family to help with the departure of a spouse on deployment.

Lower Your Payments With Income

Apply for an income-driven repayment plan while youre on active duty so that you wont pay more than necessary in comparison to your income. These plans could bring your payments down to as little as $0 per month.

The Heroes Act Waiver is also there to help, because youre not required to submit proof of income while in active duty. That means you can maintain low payments even if your income increases.

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Defer Your Payments While On Active Duty

You can defer your student loan payments while on active duty and for 13 months after you return. The government will pay the interest on your Direct Loans and Federal Stafford Loans . You wont have to worry about interest accruing while youre not making principal payments.

If you have an unsubsidized loan, then you wont be able to have your interest paid while in deferment.

About Gi Bill Benefits

How Military Spouses Pay For College

GI Bill benefits help you pay for college, graduate school, and training programs. Since 1944, the GI Bill has helped qualifying Veterans and their family members get money to cover all or some of the costs for school or training. Learn more about GI Bill benefits belowand how to apply for them.

If you applied for and were awarded Post-9/11 GI Bill education benefits, your GI Bill Statement of Benefits will show you how much of your benefits youve used and how much you have left to use. Review your GI Bill Statement of Benefits.

The GI Bill Comparison Tool and Veterans Service Organizations can help you explore options and find out what benefits you can get. Find a Veterans service organization.

  • If you have unused Post-9/11 GI Bill benefits, find out if you can transfer your benefits to your spouse or dependent children.

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Military Spouse And Family Healthcare

Active-duty military families — regardless of which branch of service their spouse serves in — receive benefits through the military’s healthcare, which is called Tricare. While Tricare is technically not an insurance company, it often operates a lot like one, helping military families receive healthcare and pay medical bills.

There are two kinds of Tricare that active-duty families, medically retired families and families of activated guardsmen and reservists can use: Tricare Select and Tricare Prime. You can learn about the differences between them here.

If you are a non-activated guard or reserve family, you can still use Tricare under the programs designed specifically for you. Learn more about them here.

Military retiree families can also receive Tricare. They use this set of Tricare programs.

Dental insurance is provided to military families through United Concordia . You can learn more about United Concordia dental coverage here.

Military Family Relief Fund

This will prohibit a mortgagee from initiating a foreclosure against a surviving spouse or the estate of a mortgagor who dies while deployed overseas on active duty military service for 180 days after the death. Any civil penalties from this will be deposited into the Military Family Relief Fund which the ADVA might use to assist military families.

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Ways Military Families Can Get Help Paying For College

Editors note: This article was contributed by Sarah Landrum of Corporate Gray. The content may be edited for clarity, style and length. Find more at .

A secondary education is expensive, theres no question about it. Many decide against pursuing a college degree for this very reason. But even if you believe that you cant afford to go to college, you shouldnt write off the possibility.

Believe it or not, military spouses and family members can receive nearly as much help as active-duty service members.

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Heres a quick guide to the military education benefits that military families can take advantage of:

1. The Post-9/11 GI Bill

The GI Bill was modified after 9/11 to include some substantial benefits for military families. Not only does it strengthen the education benefits for military personnel, it also includes a provision that allows service members to share their benefits with immediate family members. There are some limitations, of course, but the benefit can be extremely valuable.

Other Types Of National Guard College Pay Programs

Do Military Spouses Get Education Benefits?

The Army National Guard has additional financial assistance programs for its members.

The Reserve Officers Training Corps scholarships can help finance your higher learning. There is a wide range of merit-based scholarships and additional funds available through the U.S. Armed Forces.

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Already attended college but still paying back student loans?

The National Guard supports a student loan repayment program known as SLRP. It directly supports soldiers and officers with existing student loan debt at the time of enlistment.

SLRP may pay for up to $50,000 in college debt for certain jobs, which is incredible. There are additional requirements so a local recruiter can help with the details regarding the obligation.

The Guard is particularly kind to those that extend their enlistment contracts for a minimum period of six years. The incentive can help cover previous undergraduate tuition, graduate school, medical school expenses.

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Benefits And Eligibility For The Post

The Post-9/11 GI Bill provides up to 3 years of education benefits. If your release from active duty was before January 1, 2013, then you must use the benefits within 15 years. If your discharge date was on or after January 1, 2013, the time limitation has been removed.

There are higher education programs that participate in the Yellow Ribbon Program that may make additional funds available to you without a charge to what youre entitled to with the GI Bill. You may also receive payments for a monthly housing allowance, annual books and supplies stipend, and a one-time rural benefit payment. If youre attending a private or foreign school, then tuition and fees are capped at the national maximum rate.

The Montgomery GI Bill extends educational benefits to any active duty member of the military who served for at least 2 years of active duty. This also extends to veterans of any branch of the military. You receive up to $1,857 each month for educational expenses, as long as youre enrolled full-time. You cannot transfer these benefits. If youre in the Selected Reserve, then you receive up to $368 per month in exchange for a 6-year obligation of service to the reserves.

The two programs under the Montgomery GI Bill are as follows:

You can apply by filling out an Application for Education Benefits.

Spouse Or Dependents Benefits

Spouses and dependents are an integral part of active duty Servicemembers and Veterans families. We encourage you to utilize the services available at South Texas College to achieve your educational goals. Several benefits are available for qualifying spouses and dependents through federal and state programs to pursue your education.

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Other Benefits Of Joining The National Guard

In addition to the wonderful benefits provided by the National Guard in terms of achieving a college degree, or helping pay for existing student loans, the Guard has many other benefits.

Serving the National Guard is a special honor because it allows you to still live your life on your own terms. Young people can still pursue college full-time or continue to work a civilian job.

Family men and women can still remain close to their families for the vast majority of the year, yet also get some financial assistance.

It is a great alternative to active duty because the commitment is not nearly as demanding yet still offers the same self-fulfillment and pride that comes with any traditional type of military service.

You will learn things about your character you never envisioned, join a second family in the U.S. Military, help serve your country directly in it, and receive plenty of government benefits in the process.

What Is The Purpose Of The Gi Bill Transferability Program

What I Wish I

The goal of the GI Bill transfer program is to keep mid-career military members in uniform. This is why there are minimum service requirements and why the GI Bill transfer program requires military members to incur more service time.

This will not apply to military members who are eligible for the Post 9/11 GI Bill, but who have already separated or retired from active duty all transfers must be made while the member is still in military service.

The Montgomery GI Bill is NOT eligible for transfer to dependents.

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The National Military Family Association Scholarship

The NMFA scholarship can be used by military spouses for both education assistance and employment purposes. The NMFA awards selected individuals with an average of $500 to $1,000 to achieve your education goals. You can use the award for any education purposes from degrees, certifications, licenses, to technical degrees.

This program typically offers applications to spouses twice a year so make sure to look both at the beginning of the year and the end.

Do I Qualify For The Post

In order to be eligible for the post 9/11 GI Bill, you must have:

  • at least 90 days of aggregate active duty service after Sept. 10, 2001
  • have less than 16 years of active duty or selected reserve service

and one of the following:

  • still on active duty
  • are an honorably discharged veteran
  • were discharged with a service-connected disability after 30 days

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Active Duty Health Professions Student Loan Repayment Program

Health professionals who are also on active duty can qualify for $40,000 per year toward your student loan debt for up to 3 years if youre serving in the dental, medical, allied health, nursing, or veterinary corps while on active duty. You can also be eligible for up to $50,000 in total loan forgiveness over 3 years if youre in the reserves for those professions.

What Loans Qualify for Active Duty Health Professions Student Loan Repayment?

  • Stafford Loans
  • Supplemental loans for students

How to Apply For Army Student Loan Repayment:

Contact an Army recruiter to learn how to apply, find out whether youre eligible, and learn more about what active duty service in the Army entails.

What Is A Yellow Ribbon School Can Spouses Or Dependents Use Yellow Ribbon Funds

Military Tuition Assistance Pell Grant = Being paid to go to College.

The Yellow Ribbon Program is a service jointly offered by the VA and participating schools to eligible military veterans and their designated transferees in some cases. The program provides tuition assistance for education at approved institutions, including private colleges, universities, trade schools, religious institutions, and public institutions.

h/t featured photo by Staff Sgt. Marleah Cabano

CollegeRecon is a military education and transition resource. We provide online tools and actionable info to better understand your Post-9/11 GI Bill and military and veteran education benefits programs.

Find info on top online degree programs for military using their Post-9/11 GI Bill, as well as ways to pay for school such as scholarships for military and veterans. We can also assist you through your transition with certificate, training, and career options after you leave the military.

CollegeRecon is built exclusively for veterans, active military, the National Guard, Reserves, military spouses and dependents of the US Army, Marine Corps, Navy, Air Force, Coast Guard, and DoD to assist in their education journey.

Tools

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Limit Your Interest With The Servicemembers Civil Relief Act

The Servicemembers Civil Relief Act is for any military members who took out student loans out prior to joining. They provide a cap on interest rates while you serve on active duty and this applies to both federal and private loans.

The loan mustve been disbursed before you started active duty. The interest rate cannot exceed 6% and this can bring significant savings, especially with private loans.

How to apply for SCRA:

Submit a copy of your service orders to have this applied to your loans

  • Wait until your loan servicer applies the cap through checks of the military database

This is helpful for anyone who wants to join the military after youve finished your education. It can keep your payments low and cap the amount of interest you need to pay back.

What Can Family Members Use Transferred Benefits For

Family members can use their transferred benefits on almost all the programs in military friendly colleges or institutions that a veteran can. These include:

  • College degree programs such as Associate Degree, Bachelor Degree and advanced degree programs. This can be at public schools, private schools, online schools, or foreign schools.
  • Vocational/Technical Training including non-college degree programs. This includes programs such as dental hygienist, computer networking, small engine repair, etc.
  • On-the-Job/Apprenticeship Training. This is a type of training where the person is employed and training at the same time. The trainee gets a GI Bill payment as well as a salary. Examples include union plumber, police officer, gunsmith, journeyman welder, etc.
  • Licensing & Certification Reimbursement. This includes such things as real estate license, PMP certification, etc.
  • National Testing Programs such as SAT, CLEP, AP, etc
  • Flight Training. The trainee must have a private pilots license and a current medical certification. The training usually is to get a greater certification such as multi-engine, or specific aircraft certifications.

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Commitment Of Incompetent Veterans

If an incompetent veteran of any war, military occupation, or expedition is eligible for treatment in a US Department of Veterans Affairs Medical Center and they need to be committed to the facility for the proper care and treatment, the courts of Alabama are hereby authorized to communicate with the administration with reference to available facilities and eligibility.

After receiving a certificate from the administration that states that there are facilities available in a VAMC, they will be entitled to being hospitalized there. The court can then direct such a veterans commitment to that hospital. The veterans right to appear and defend shall not be denied in any pending proceedings.

Military Tuition Assistance: A Cost

2021 Partial BAH Rates

The Post-9/11 GI Bill is the centerpiece of military education benefits. Managed by the VA, GI Bill benefits cover a wide range of education expenses, from tuition to books to housing and even relocation. These benefits grow in value as service time increases they cover up to 36 months of schooling, and can be used up to 15 years after separation from the service.

However, if youre an active-duty or reserve service member looking to get an early start on your higher education, you can also take advantage of the official Military Tuition Assistance program while you serve. As Military One Source outlines, If youve thought about going to college, but didnt know if you could afford it, then the Military Tuition Assistance program may be just the benefit you need. While the decision to pursue a degree may be a difficult one personally, TA can lessen your financial concerns considerably, since it now pays up to 100 percent of tuition expenses for semester hours costing $250 or less.

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A Patriotic Way To Pay For School

Radio.comLooking for more military-related information?Contact a recruiterMilitary.comIf youre a military veteran, check out these Veteran Scholarships that will help you pay for school.Are you a spouse or child to a current or veteran military member?College Scholarships for Military Children & Spouses

Military Basic Allowance For Housing

Basic Allowance for Housing is given to every active-duty service member as part of their bi-weekly pay. How much you receive is usually based on where your service member is stationed. Even if you choose to live somewhere other than his duty station while he is home or deployed, you will still receive BAH based on duty station, not your residence.

In some cases, your service member may be stationed somewhere you cannot go — called a “hardship duty assignment.” If that happens, you may be able to receive BAH based on wherever you choose to live instead of where he is stationed.

Want to know how much BAH you are currently receiving? The Military.com pay app makes figuring it out easy on iOS or Android.

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Navy Student Loan Repayment Program

You must serve a minimum of 3 years on active duty during your first enlistment to be eligible for this repayment program. Like with the Army, you can receive 33 % or up to $1,500 toward your principal balance, whichever is greater. You can receive a maximum of $65,000 in loan forgiveness, but your loans cant be in default.

What Loans Qualify for Navy Student Loan Repayment:

  • Stafford loans

How to Apply For the Navy Student Loan Repayment Program:

You can visit Navy.com for more information, or contact a Navy recruiter.

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