Enroll In Or Waive Coverage
- For questions about the enrollment or waiver process, contact Wellfleet Customer Service at 657-5030.
- For questions about whether your waiver has been received by Iona College, contact Student Financial Services at 633 2497 or .
- For questions about claims and benefits, contact Wellfleet Customer Services at 657-5030 or log into your account to view claims.
You will be required to choose one of two options:
- Waive enrollment in the IC-SHIP by providing pertinent details of personal insurance coverage or,
- Confirm enrollment in the IC-SHIP and register for your plan documents & Insurance ID Card
Waiving Health Insurance Coverage
Massachusetts law requires that any full-time or part-time student enrolled in an institution of higher learning in Massachusetts participate in a qualifying student health insurance program or in a health plan of comparable coverage, even if they are learning remotely. All Harvard students are automatically enrolled in the Harvard University Student Health Program and charges are applied to the student account. The Student Health Insurance Plan provides a critical safety net to ensure that all students, regardless of location, have access to quality and affordable healthcare. The student will need to decide by the deadline whether to keep or waive the Student Health Insurance Plan with comparable coverage.
|Dates of Coverage|
Easy Ways To Stay In Touch
We can communicate directly with UC SHIP students and dependents via email and text messaging. So, you can expect to receive messages:
- When your application is approved or denied
- Reminding you when important deadlines are approaching
- When we have questions or concerns about your current coverage
- If we need to update your personal information, like your Social Security number or address
- Notifying you to reenroll dependents for coverage
Recommended Reading: Central Texas College Online High School
Waiving The Student Health Plan
In order to waive the insurance, students must provide proof that they are participating in a Health Benefit Plan with comparable coverage pursuant to 956 CMR 8.05. A comparable health insurance plan is one that provides reasonable and comprehensive coverage of health services that include: preventive and primary care, emergency services, hospitalization benefits, ambulatory patient services and mental health services. Any health plan must provide reasonably accessible health services to the student in the area where the student attends school. Out of state Medicaid and health insurance policies from other countries are not acceptable. You will need your seven-digit Dean student ID number, date of birth and health insurance information to complete this process.
To Waive Or Enroll Online Go To:
- Click Fitchburg State University
- Click the Waive or Enroll button
Enter your student ID and all required information. Confirmation of submission will be provided.
Important: You will not receive an updated bill when the waiver is submitted. Please deduct the insurance charge from the bill you have.
All students are required to either complete a waiver or enroll in the student health insurance online every fall. Additionally, if a waiver is not completed you will be required to purchase the plan through Fitchburg State University.
*Please note, full time students are charged in the Fall Semester for the full year. If you were under 9 credits in the fall and increase your credits for the Spring, or you are an incoming full time student for the Spring Semester, you are required to enroll or waive the insurance for the Spring by the bill due date .
In accordance with Massachusetts State Law, Fitchburg State University requires all undergraduate students registered in at least 9 credits and all graduate students registered in at least 4.5 credits to participate in the Student Health Insurance Plan unless proof of comparable coverage is provided. All International students are required to enroll in the Student Health Insurance Plan.
Recommended Reading: Sell My Used College Books
Student Health Insurance: Enroll Or Waive In The Plan
Massachusetts State Law requires all full-time and certain part-time college students to participate in a qualifying student health insurance program or in a health insurance plan with comparable coverage. Dean College offers a comprehensive Student Health Plan in compliance with the minimum standards required by the state. This plan is administered by Academic Health Plans and provides coverage through Blue Cross Blue Shield.
The annual premium for 2021- 2022 is $2,205 . For students starting in January, the cost is $1,286.25 . Costs of the plan may change from year to year.
All students are charged for the health insurance and must take action to either Waive OR Enroll in the student health insurance at the start of each academic year using the link below. To ensure compliance with the Massachusetts State Law, students are automatically billed for this Student Health Insurance plan each year.
This link is only available during specific enrollment dates:
Fall Semester June 1 through September 15
Spring Semester December 1 through February 1
To view the benefits offered: Dean College Student Health Plan Benefits
Waiving Uc Ship Coverage
The University of California Board of Regents requires that all registered UC students have medical insurance, which is why UC SHIP automatically covers all registered undergraduate and graduate students, including domestic and international students, and students in absentia.
You can apply to waive enrollment in UC SHIP only if:
- You have unrestricted access to a network primary care provider and network hospital, and full, non-emergency medical and behavioral health care within a reasonable distance of campus or your place of residence while attending school.
- You already have a health plan that meets the universitys health insurance requirements, such as Medi-Cal/Medicaid, Medicare, TRICARE/Military, Covered California or other U.S. federal or state exchange plan, a UC employee health plan, an employer-sponsored group health plan, or an individual health insurance plan.
- Your coverage is currently active AND you agree to keep health coverage throughout the entire academic year.
If you are an international student, you must ALSO meet additional criteria to waive coverage in UC SHIP.
For the full list of waiver criteria, read the UC-Sponsored Student Health Insurance Plan 2021-2022 Plan Year Waiver Criteria.
Note: To waive coverage, you must reapply to each year.
Read Also: Can Single Moms Get Paid To Go To College
The Big College Expense You Probably Didn’t Know About And Save For: Mandatory Health Insurance
Watch out: If your health insurance does not meet the requirements set by the college your child… attends, you may be forced to buy an entirely new policy sold or sponsored by the college. This potential cost is often omitted from listed expenses of attendance. Here’s how you can get a waiver.
Even if you have solid family health insurance, it may not meet the requirements of the college your child attends. You may be forced to buy a separate health insurance policy that the college sells or sponsors. At some colleges, the cost of the policy is over $5,000 for the 20192020 academic year .
The way to avoid this charge is to get a waiver from your college by proving you have a health-insurance plan thats comparable to the one it sells. The process to do this for the academic year often occurs in July and August or the month before the tuition bills come out.
There is a good reason for colleges’ mandatory health insurance and its stringent requirements. Colleges are understandably concerned that students could face debt from medical expenses that dwarfs even their student-loan debt. And while the cost of mandatory student health insurance is often a big surprise for many families, in some situations the college’s insurance policy can actually present both savings and a better plan. However, colleges need to improve their grade in making students and parents aware of this large mandatory additional expense.
What I Learned
What It Costs
College Health Insurance Plan
All students default to enrolled in the College health insurance if no action is taken. In an effort to ensure all students have access to healthcare and are sufficiently covered by health insurance in case of illness or injury, Kalamazoo College requires students to carry adequate health insurance. To comply with Kalamazoo Colleges Health Insurance Policy, the ANNUAL health insurance enrollment/waiver period is May-August to be completed at Wellfleet Student Health. If the College health insurance is waived by September 30, it will be removed from the bill. If it is NOT waived by September 30, you will automatically be enrolled in and billed for the student insurance plan for the entire policy year.
Making An Informed Decision
Please consider your coverage options carefully. While your current plan may provide adequate benefits close to home, HMO and PPO restrictions may limit coverage for students out of state or your local area. Additionally, your plan may have a high deductible which may present a financial barrier to receiving care or result in high unexpected out-of-pocket costs.
Health Insurance For Students On Leaves Of Absence
A student who has taken a leave of absence will not be automatically enrolled in or billed for the student health insurance plan. If, however, a student on leave wishes to enroll in the student health insurance plan, the student must to request coverage. To be eligible for coverage, the student must have been enrolled in the student health insurance plan the prior semester. The student must send the request for coverage before the beginning of EACH semester the student has been approved for a leave of absence. Withdrawn students are not eligible for student health insurance coverage.
- : Deadline for students on leave to indicate they want to stay on plan for fall 2021
- Deadline for students on leave to indicate they want to stay on plan for spring 2022
Additional Information Regarding Co
Hampshire College medical office visits and lab tests will be billed to your health insurance plan through the University of Massachusetts Amherst Health Services Billing. You will be responsible for any office visit charges, prescriptions, lab tests, or x-rays that are not covered by your insurance. These charges could be called “out of network care,” “co-insurance,” or “deductibles.”
Hampshire College covers the cost of all on-campus counseling visits. Please visit Frequently Asked Questions: Health and Counseling Services for more information.
Additional Health Insurance Resources
Students are given the opportunity each year before fall quarter starts to evaluate their health insurance coverage needs. Students can only change insurance coverage outside of this time if they have a qualifying event. It is your responsibility to review your health insurance coverage and become aware of special requirements and provisions of your plan, such as deductibles/copays, in-network versus out-of-network providers charges , and prescription coverage. Your health insurance providers reimbursement policies and preferred providers, pharmacies, laboratories, etc. should be well understood by the student prior to arrival at K. Each student will need to carry a copy of their insurance card with them and have knowledge of their prescription co-pay amount.
Additional resources for Health insurance include:
- Healthcare.gov for Health Insurance Marketplace resources
- Health Coverage Basics for the state of Michigan includes links to apply for Medicaid . You will need to request your campus box number to provide a local address.
Read Also: Single Moms Get Paid To Go To School
Waive Health Insurance Fee
If you take 9 credits or more, the state of Massachusetts gives you the option to buy health insurance. If you already have health insurance, you do not have to accept.
However, you will have to take steps to waive this charge on your bill.
Note that Health Insurance will remain visible on your bill, even if you have waived it. It will appear in the right column if you have a credit , and in the left column if you have a charge .
Waiving Uconn Health Insurance
Students can waive the University’s health plan from their fee bill.
UConn automatically enrolls students in the University health plan. However, if you have alternative coverage, you can waive the University plan. If you fail to complete the waiver, it is assumed that you accept coverage offered under the University-sponsored health insurance plan, and the charge for that coverage will remain on your fee bill.
- Students have until September 15th to waive their health insurance for this academic year.
- The health insurance waiver must be completed every year. The waiver only covers one academic year at a time.
Read Also: College Dorm Bed Tent
Uc Ship May Be Your Best Bet
In most cases, UC SHIP is a better deal than public options, such as Covered California and Medi-Cal. It may even be a better deal than coverage under your parents health care plan. UC SHIP coverage meets the requirements of the Affordable Care Act including the individual mandate. UC SHIP coverage is equivalent to a Covered California Platinum plan, but is offered at the price of a Bronze plan.
Additionally, the preferred provider organization plans offered through the ACA insurance marketplace like Medi-Cal and Covered California typically provide a lower level of benefits than youll receive through UC SHIP. Youll pay higher deductibles and coinsurance, and have fewer doctors to choose from.
Student Health Plan Faq
Q: If I am already covered by my family’s health insurance, is there a reason that I should also consider taking the College’s insurance as well?
A: This is a matter of convenience and privacy. When you are sick, the last thing you want to do is think about saving receipts, processing claims, sending information home to your parents, etc. If you purchase the College’s Health Insurance Plan, fees for the College doctor’s visits, dispensed medications, in-house lab tests, and psychiatric consults done through Student Health Services will be processed for you. If you do not purchase the College’s Health Insurance Plan, these charges will appear as a “Health Service Fee” on your College bill. You will need to submit receipts for claims to your parent’s insurance company to seek reimbursement.
Q: Why can’t you process my private insurance?
A: With over 1900 students from many states and countries, the task of processing all those different claims would be formidable.
Q: What is not covered by the Student Health Insurance?
A: The plan does not cover some immunizations, routine physical exams, or most screening tests. There is a $10 co-pay for MD visits at Student Health Services and a $5-40 co-pay for most prescription medications as well as a $250 co-pay for use of the emergency room .
Q: If I decline the student health insurance, can I still use the College’s Student Health Services?
Q: Will I have the opportunity to decline the insurance now and accept it later?
Recommended Reading: Who Buys Back Used College Textbooks
Student Health Insurance Plans To Waive Or Not To Waive
The health and wellness of your child while away at school is vital in the success of their college experience. We can help you decide what health insurance decision is best for your child.
To ensure students get the care they need to stay in class and avoid the potential hardship of medical expenses, most Colleges and Universities have a health insurance requirement to make sure students have coverage while attending their institution. To find out the policy of your specific institution, please use the “Find Your School” search feature above.
Reeds Benefits And Health Insurance Plans
2020-2021 Pacific Source plans will be effective beginning 8/15/20.
2019-2020 Pacific Source plans are effective until 8/14/20.
PacificSource identification cards are available online. To obtain your PacificSource ID card please go to the following website and select the “Student ID” under the “Identify Using” selection.
Reed College, in partnership with USI Northwest, has again selected PacificSource to be administrators of the Student Health Insurance Plan for 2020-21. Please visit the PacificSource website for complete information on benefits, participating providers pharmacies. If you have questions regarding the coverage, please call PacificSource at 855-274-9814 or 541-225-2741 or Mike Pigou at USI NW at 503-417-9235.
Also Check: Can Single Moms Get Paid To Go To College
Bard/cdphp Student Accident And Sickness Insurance
Plan Type: National EPO/PPOThere is a $100 deductible that must be met before the insurance benefits are payable. This deductible is waived for contraception. Students may receive bills, for example from LabCorp or an outside doctor even if the provider is in-network, and these need to be paid up to $100. Once the deductible has been met, coverage will be as described in the information available at MyStudentMedical.com most services are covered at 80% with the balance being the member’s responsibility.Students will be able to use the insurance card to obtain prescription medications at a pharmacy or via mail order with a co-pay as specified in the brochure once the deductible has been met and subject to the CDPHP formulary.There is a $100 copay each time a student is seen in an emergency room. This may be in addition to the $100 deductible if that is the first time the student uses the insurance.This plan covers physical therapy, chiropractic care, and acupuncture with some limitations.
S To Waive Student Health Insurance
Recommended Reading: What Colleges Are Still Accepting Applications For Fall 2021