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How Can The Navy Pay For My College

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Veterans Total And Permanent Disability Discharge

How the Military Can Pay For College | ROTC Program

The Veterans Total and Permanent Disability Discharge is available to release veterans of their loans. You need to have a service-related disability thats documented by the Department of Veterans Affairs in order to qualify and be deemed permanently disabled. Most loans are eligible for forgiveness through this program.

How to Apply for Veterans Total and Permanent Disability Discharge:

Follow this link to begin the application process, or apply with a paper application.

Tuition And Financial Aid

The Navy pays 100% of the tuition, room, and board, medical and dental care costs of Naval Academy midshipmen. This means ALL students who attend the Naval Academy do so on a full scholarship in return for 5 years of active duty service upon graduation. Additionally, you also enjoy regular active-duty benefits including access to military commissaries and exchanges, commercial transportation and lodging discounts and the ability to fly space-available in military aircraft around the world. Midshipmen pay is $1,185.00 monthly, from which laundry, barber, cobbler, activities fees, yearbook and other service charges are deducted. Actual cash pay is $75 per month during plebe summer and $125 per month for the rest of your first year, which increases each year thereafter.

The Midshipmen Stipend Budget Book will give you an approximation of what sorts of expenses to expect each month.

Navy Tuition Assistance Program

Whether you are on a ship at sea or at a base stateside, the Navy provides tuition assistance so that you can pursue your higher education goals while serving in the Navy.

The Navy College Program has been around since 1974. Today the program is primarily online, and you can apply for TA virtually or in-person at your bases education office. In addition to registering for TA online, you can also research programs and speak with a college counselor.

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Navy Student Loan Forgiveness

The Navy Student Loan Repayment Program pays up to $65,000 toward your student loan debt. For sailors to qualify, they must enlist in the delayed entry program as active duty and have an eligible rating.

The Navy will pay 33.3% of your outstanding student loan balance or $1,500 whichever is greater for up to three years of service. However, 25% to 33% of your annual LRP award will be withheld for taxes.

Graduate Education Voucher Program


This program provides financial aid to active duty unrestricted line officers who would like to return to school to earn a graduate-level degree related to their naval specialty during their personal time.

  • Award amount: The program will cover up to $20,000 per fiscal year for tuition, course-related fees, and books for up to two years.
  • Eligibility: Officers must be lieutenants, lieutenant commanders, or commanders on shore duty to be eligible for this program. Candidates must be able to complete their degrees within 24 months and the degree must meet the requirements of the Navy. Sailors must agree to an active duty service commitment of two years or three times as long as the number of months of education completed up to three years, whichever is greater.

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Start Looking Into Military Benefits

For Nikki, it was easy. She said that until recently, college wasn’t an option. We married right out of high school, and there just wasn’t time or money for college. I had to work,” the 22-year-old sailor’s wife explained.

But Nikki had always dreamed of going back to school. With her husband’s recent promotion, things at home became a little easier.

Money wasn’t as tight, and with a helpful neighbor offering to take care of her kids twice a week, she thought it was finally time to focus on her.

I was ready. And things seemed to be going OK with the family. Everything was falling into place, and it was finally my turn,” she said.

Even with perfect timing, Nikki still worried about how her family could afford a college tuition bill. I figured I’d work with MyCAA or the GI Bill,” she said. I knew there were options for military families, so I started there.” And that’s the same place you should start.

Nuclear Propulsion Officer Candidate Program

If you are interested in being part of one of the top nuclear programs in the world, look into the NUPOC program. It offers:

  • Up to $168,300 while finishing your degree
  • A regular monthly income ranging from $3,280 to $5,610 for up to 30 months prior to your graduation
  • A generous military salary
  • Naval Nuclear Power School Instructor
  • Naval Nuclear Power Training Unit Instructor

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Defer Your Payments While On Active Duty

You can defer your student loan payments while on active duty and for 13 months after you return. The government will pay the interest on your Direct Loans and Federal Stafford Loans . You wont have to worry about interest accruing while youre not making principal payments.

If you have an unsubsidized loan, then you wont be able to have your interest paid while in deferment.

Is Joining The Navy Worth It

Best military branch to join for COLLEGE

If youre looking for a career that provides stable income, the military is a great option. Pay is determined by a set scale based on rank and time in service. Additional financial incentives, such as skill-based or retention bonuses and hazardous duty pay may also be available.

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Naval Reserve Officers Training Corps

If you are interested in a collegiate scholarship program that pays for your education and molds you into a leader, consider the Naval Reserve Officer Training Corps Scholarship program, which you can apply for while in high school or college. These 2, 3 or 4-year scholarship and non-scholarship opportunities can lead you toward commissioning as a Naval Officer upon graduation.

The NROTC program also offers Summer Cruise Training where you can spend part of your summer vacations alongside Navy Officers in the field gaining on-the-job experience in various areas, including on-board a nuclear submarine, with aircraft carriers and aviation squadrons or in a foreign nation training with international branches.

Navy Montgomery Gi Bill Selected Reserve Kicker

The “kicker” provides prospective Navy reserve sailors an incentive to enlist. This money supplements the Montgomery GI Bill, and as such, upon enlistment, sailors must opt into the GI Bill to receive the kicker.

  • Award amount: The award is up to $200 monthly for a maximum of $7,200 for all sailors. The monthly amount depends on the time commitment of the sailor to the Reserve. Benefits can be accrued for up to 36 months.
  • Eligibility: Soldiers must be eligible for Montgomery GI Bill benefits and must not be on active duty. The kicker expires when a soldier can no longer receive Montgomery GI Bill benefits.
  • Applicability: These benefits apply toward degree and certificate programs, correspondence courses, apprenticeships, on-the-job training, preparatory classes needed for admission to a college program, private tutoring, flight training, and overseas study abroad programs.

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Does The Military Pay For College The Full Guide To Education Benefits

Enlisting in the military is an enormous decision thats bound to give you a new perspective on life, friendship, and service. The amount of commitment that becoming a recruit entails also comes with plenty of advantages: you can travel, expect a guaranteed paycheck, engage in advanced specialty training, and often, the military pays for college!

If youre already passionate about becoming a soldier and would like to use your time serving to supplement your education, weve got you covered. Read on for a comprehensive overview of how the military can pay for college.

Can The Military Pay For My College

Interested In Joining The Armed Forces? Service Academies ...

AskingJust how can I purchase college? Is similar to asking,How do I get Healthy? Or,How can I find another language? There are a number of replies, but theres not consistently one definite route.

If you are like most students and families, You Will cobble together Capital from multiple origins. Some varieties of financial aid are better than others, therefore utilize this suggestions in this arrangement:

inch. Fill out this FAFSA

Fill out the Free Application for Federal Student Aid even if you Dont expect youll make up for some support, says Ben Miller, senior director of post-secondary education at the middle for American development. The FAFSA is the ticket into the educational funding arena. Consolidating it puts you into the running to get school funding including national grants, work-study chances , student education loans, and some nation and school-based aid.

Fill it out Whenever possible because some schools award cash on a First-come, first-served premise. Besides the FAFSA, some schools also require you complete the CSS account to be considered for aid.

2. Look for scholarships

Scholarships, contrary to student loans, do not have to be paid back. Thousands are available use a scholarship search tool to narrow down your variety. When many scholarships need you to submit the FAFSA, most also provide an additional application.

3. Opt for an affordable faculty

If You Decide on an Classic Faculties college, Search for one that

6. Tap your Personal Savings

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Active Duty Health Professions Student Loan Repayment Program

Health professionals who are also on active duty can qualify for $40,000 per year toward your student loan debt for up to 3 years if youre serving in the dental, medical, allied health, nursing, or veterinary corps while on active duty. You can also be eligible for up to $50,000 in total loan forgiveness over 3 years if youre in the reserves for those professions.

What Loans Qualify for Active Duty Health Professions Student Loan Repayment?

  • Stafford Loans
  • Supplemental loans for students

How to Apply For Army Student Loan Repayment:

Contact an Army recruiter to learn how to apply, find out whether youre eligible, and learn more about what active duty service in the Army entails.

Military College Loan Repayment Program

The College Loan Repayment Program was passed by Congress as a way to encourage enlisting in the military. Members of the military can receive student loan repayment assistance of up to $65,000.

Each military branch is free to decide how much its willing to offer . Regardless of which branch you serve in, youll need to be a new recruit serving in an eligible military occupational specialty . Youll also need to have preexisting student loan debt to qualify and must decline enrollment in the Montgomery GI Bill.

Its important to note that your student loans must be federal and cannot be in default.

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Enlisting As A College Graduate Instead Of Joining As An Officer

While most college graduates think their best path forward to a career in the military is to join as an officer, some want a different experience. Officer training provides the most common path, but the military does permit graduates to enter as enlisted members. Though college graduates gain many valuable, transferable skills during their time in school, they do not learn the basic skills and knowledge related to joining the armed forces.

Topics such as military traditions, appearance, and the history of the branch you choose to serve in typically arent taught to officers, so someone wanting to work their way up may value this type of training. Others feel that, rather than immediately joining the ranks as a leader, they should experience training from bottom to top to gain the respect of those they command. When joining as an enlisted soldier, all new recruits go through the same paces and their commanding officers expect them to complete each and every step regardless of existing education.

Alton E. Pete is retired from the United States Army. Born and raised in the Bay Area, he graduated from El Cerrito High School. After a couple of years in college, he later joined the army in 1987. He started his military career at Fort Lewis, Washington was stationed in Hanau, Germany and went on various assignments throughout the States and Puerto Rico. Hes currently back in college to pursue his masters degree in music and then a PhD.

Other Financial Assistance Options For Veterans

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For service members who dont meet eligibility requirements, each branch of the armed forces has related “aid” or “relief” societies, which are non-profit organizations dedicated to providing assistance to military members and their dependents. Quite often, these agencies offer college scholarships, grants, or interest-free loans for dependent college education.

Each of the service-related societies has its own unique programs, eligibility requirements, program parameters, scholarship application forms, and decision processes.

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National Guard Student Loan Repayment Program

If you sign up to serve, you also need to meet other criteria for this program:

  • You must enlist for a minimum of six years
  • Enlist for a critical skills vacancy in the grade of E-4 or below
  • Enlist in a qualifying position in an MTO or medical TDA unit only
  • Score a minimum score of 50 on the Armed Forces Qualifying Test
  • You cannot also be enlisting as a 09R SMP cadet, RFP, or Active First Program
  • You must not be enlisted as a glossary non-prior service soldier .

If you are eligible, you can earn up to $7,500 annually, with a maximum of $50,000, toward your qualifying student loan debts.

What Lons Qualify For National Guard Student Loan Repayment:

  • Stafford loans

For more information, visit the National Guard Student Loan Forgiveness website.

Navy Student Loan Repayment Program

You must serve a minimum of 3 years on active duty during your first enlistment to be eligible for this repayment program. Like with the Army, you can receive 33 % or up to $1,500 toward your principal balance, whichever is greater. You can receive a maximum of $65,000 in loan forgiveness, but your loans cant be in default.

What Loans Qualify for Navy Student Loan Repayment:

  • Stafford loans

How to Apply For the Navy Student Loan Repayment Program:

You can visit for more information, or contact a Navy recruiter.

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What Fees Qualify For Ta

Not all educational costs qualify for TA benefits.

In fact, TA funds can only be used to pay for the following fees and costs:

  • Tuition
  • Fees required for course enrollment, which must be published, mandatory and charged for enrollment in qualifying courses. These include fees like those for access to distance learning technology, lab fees, etc.
  • If courses funded by TA are cancelled, the amount of any non-reimbursable fees will become your responsibility, and youll have to reimburse it to either the school or the Navy

The Coast Guard Foundation Scholarships

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The Coast Guard Foundation offers scholarship programs for enlisted Coast Guard members, children of enlisted coast guard members, children of fallen coast guard heroes, spouses of enlisted coast guard members, Coast Guard reserve families, and qualified active-duty Coast Guard civil service employees or their immediate families.

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How Can Rotc Help Pay For College

High school students who apply for an ROTC program are eligible for scholarships covering the full cost of tuition, fees and textbooks for four years, plus a monthly stipend for personal expenses. Students who have financial need beyond what is covered by an ROTC scholarship may seek supplemental aid from the federal government or other sources.

When you accept an ROTC scholarship, you are legally bound to serve in the military for a certain number of years. If you fail to fulfill the academic or military service requirements of an ROTC scholarship, you could face disenrollment from the ROTC and could be held to additional active duty and repayment of ROTC financial assistance.

Other Supplemental Funding Possibilities

Aside from using the MGIB-AD or Post-9/11 GI Bill for items such as tuition and fees not covered by TA, there are other funding opportunities available to service members, including the following:

  • Federal and state financial aid. The federal government provides $150 billion per year in grants, work-study programs and federal loans to college students. The aid comes in several forms, including need-based programs such as Pell grants, subsidized Stafford Loans, Supplemental Educational Opportunity grants and federal work/study programs. You can also get low-interest loans through the federal government. Visit Federal Student Aid to find out more or complete an online application for FAFSA at no cost to you.

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Deferred Student Loan Payments For Active Duty

Need a breather from paying off your loans? You can choose to have your student debt deferred while youre out on active duty, and for 13 months after you return. The government will pay any interest on your Direct Loans and Federal Stafford Loans.

Warning! Before entering into any agreement or shelling out money, make sure that you are transacting with a legitimate representative of the military to avoid falling victim to loan scams.

Tuition Assistance Versus The Department Of Veterans Affairs Education Benefits

Paying For College- Post 9/11 GI Bill

While the TA program is offered by the services, the Department of Veterans Affairs administers a variety of education benefit programs. Some of the VA programs, such as the Post-9/11 Veterans Education Assistance Act of 2008, also known as the Post-9/11 GI Bill, can work well with the TA program, as it can supplement fees not covered by TA. In addition, the Post-9/11 GI Bill® funds are available to you after you leave the military. If your service ended before Jan. 1, 2013, you have 15 years to use this benefit. If your service ended on or after Jan. 1, 2013, the benefit wont expire. The TA program is a benefit that is available only while youre in the service.

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